of Howell County
Building Families for the FUTURE ©2007-2014 West Plains Area Habitat for Humanity, Inc. | Privacy Policy | Website by Ozark Mountain Designs Donated Doorknob Habitat ReStore Habitat Playhouse Winner (Mouse over to view) HOW TO BECOME A HOMEOWNER

Do You Qualify?
We are looking for applicants who:

NUMBER OF PEOPLE IN HOME

YOU MUST MAKE AT LEAST THIS AMOUNT:

BUT NOT MORE THAN THIS AMOUNT:

1-2

$13,250

$22,675

3

$17,000

$25,500

4

$18,875.00

$28,325

5

$20,400

$30,600

6

$21,925

$32,875

To select a partner homeowner family, we look for three things:

  1. NEED FOR HOUSING.  You may qualify for a Habitat home if your present housing is not adequate based on the
    following criteria:
  1. ABILITY TO PARTNER.  Once selected by Habitat for Humanity of Howell County, you become a Habitat Partner Family.  Families complete a minimum of 300 hours of volunteer work with Habitat called “sweat equity” before moving into the home.

    Help in constructing your home is required as part of your “sweat equity” as well as becoming involved in other Habitat projects such as working at the Habitat ReStore or Brush With Kindness projects.
  2. ABILITY TO RE-PAY.  You will be buying your home from Habitat for Humanity.  Applicants must show the ability to pay a monthly mortgage payment that include a no-interest principal payment and property tax and insurance payments.  Applicants must have steady, regular income.

Partner Family Selection Process

  1. Once applications are received, they are reviewed by HFHHC representatives to make sure they are complete and all requirements are met.
  2. Verification of employment, income, other information takes place.  We will do a background check and will request personal references and a credit report.
  3. A visit is made to the applicant’s home by the HFHHC Family Selection Committee and an evaluation of the home will be done.
  4. A partner family will be selected by a vote of the HFHHC Board of Directors.
  5. Once a partner family is selected, all adults in the family begin working on the “sweat equity” requirement and the family begins paying $25.00 per month toward a required $500.00 down-payment on their home.  At least $100.00 of the down-payment must be made and 50 “sweat equity” hours complete before construction can begin.
  6. Upon completion of the house, and when all requirements are met, Habitat will sell you the home at no profit with a no-interest loan. Payments from Habitat homes are placed in a fund that helps build more homes in the Howell County area.